Pinnacle Lake Estates Association
102 Skyline Drive South
New Florence, MO  63363

RECREATION RULES & REGULATIONS

Use of any of the association “common grounds” are at your own risk. 

COMMON GROUNDS (Beach, Boat-docks, Boat-ramps, Bathhouse, Campground, Dam, Roadways)

• Are for the use of all Association members in “good standing”.
• It is your responsibility to keep these areas clean.
• Open fires on common ground are allowed only in designated areas at the pavilion and unattended campground.  No fires are allowed at any time.  NO FIRES ARE ALLOWED ON THE PINNACLE. (class 1)
• No parking or driving on beach or picnic area.
• Pets are NOT permitted at the pavilion, on the beach, picnic area or swimming area. (class 3)
• Beach and picnic areas are CLOSED from 10:00 p.m. to 6:00 a.m. (class 3)
• No glass containers are allowed in the picnic area, on the beach, at the pavilion or volleyball areas. (class 2)
• An adult lot owner must supervise all picnics and/or parties on common grounds. (class 3)
• STATE LAWS will be observed regarding drinking of intoxicating beverages by minors. (class 2)
• TRASH DUMPSTERS are provided for Association members only at the boat-dock and picnic area.  They are for normal trash only and are NOT to be used for tires or car parts of any kind, batteries other than household type, hazardous waste, concrete or bricks, thick or heavy metal items, all appliances including TV’s, furniture, boats, lawn mowers, lawn chairs, BBQ pits, fluid drums of any size, ETC.  Trash must be put in the dumpsters.  Drivers will not pick up scattered waste. (class 3)

BOATS AND MOTORS

• Completed Registration Request Form is required prior to use. (Class 2)
• Title must be in the name(s) of the person whose name(s) appears on the deed to the property
• Must display current PLE PERMIT sticker and current state registration. (class 3)
• Maximum of 2 motorized boats per primary lot (class 2)
• Maximum size 60 HP may be registered per primary lot.  (class 2)
• Must have in effect $25,000 the minimum liability insurance.  (class 2)

BOATING

• Observe rules for safe boating as described in the MISSOURI WATERCRAFT MANUAL.  For example:  Sailboats have the right-of-way.  Operator shall abide by Missouri law when operating watercraft.  (class 2)
• Speed limit of 5 MPH will be observed in cove areas marked by “NO WAKE” buoys. (class 3)
• Movement shall be counter-clockwise around the Pinnacle and all islands.  KEEP THE ROCK TO YOUR LEFT. (class 2)
• Must have in effect $25,000 minimum liability insurance. (class 2)

WATERSKING

• Allowed on the main section of the lake ONLY.  Do not ski past the ‘NO WAKE” buoys. (class 3)
• No skiing within 150 feet of the main boat docks and swimming dock. (class 2)
• Use good judgment when skiing near private docks, swimmers and small watercraft.
• Observe for safety as described in the MISSOURI WATERCRAFT MANUAL.
• Movement shall be counter-clockwise around the Pinnacle at all times.  KEEP THE ROCK TO YOUR LEFT. (class 2)

PERSONAL WATERCRAFT

• Registration Request Form is required prior to use.
• Title must be in the name(s) of the person whose name(s) appears on the deed to the property.
• Must display current PLE PERMIT sticker. (class 3)
• Will replace 1 motor allowance.
• ENGINE HORSEPOWER must NOT exceed 55 HP – Note: this may not be the HP rated on the title.  Proof of engine horsepower is required for all personal watercraft.  Check with the manufacturer for a copy of the manufacturer’s specifications before purchase to ensure being able to operate at PLE. (class 2)
• Must be equipped with a KILL SWITCH to shut off the motor when the rider falls off.  VIOLATION of this rule will result in restriction from the lake and cancellation of registration of the watercraft. (class 1)
• Observe rules for safe boating as described in the MISSOURI WATERCRAFT MANUAL.
• Speed limit of 5 MPH will be observed in cove areas marked by “NO WAKE” buoys. (class 3)
• Movement shall be counter-clockwise around the Pinnacle and all islands.  KEEP THE ROCK TO YOUR LEFT. (Class 2)
• Must have in effect $25,000 minimum liability insurance. (class 2)

HUNTING

• No use of firearms, whether for hunting, target shooting or otherwise within any common grounds of PLE. (class 1)
• No use of firearms, whether for hunting, target shooting or otherwise on any lot smaller than 3 acres.  (class 1)
• All Missouri hunting requirements must be followed. (class 1)
• BB guns and air rifles are to be treated as true firearms. (class 1)

MINI-BIKES, 3 & 4 WHEELERS, GOLF CARTS & MOTORIZED LAND VEHICLES

• Registration Request Form is required prior to use.
• Must display current PLE PERMIT sticker. (class 3)
• 7’ flag attach to land vehicles. (class 2)
• If applicable, title must be in the name(s) of the person whose name(s) appears on the deed to the property.
• Must have spark arresters, proper mufflers. (class 3)
• Proper headlight(s) and tail light(s) as per MO State Law.  (class 2)
• Allowed on main roads only.  Some roads within the Association are private.
• All not allowed on private property other than your own without the WRITTEN consent of the lot owner. (class 2)
• Not allowed on the beach, picnic area or on the front or back face of the dam. (class 1)
• Please observe a 17 MPH speed limit.  Reduce speed in congested areas.
• Operator shall abide by Missouri law when operating the vehicle.
• Are to be operated in a safe and courteous manner.
• Must have in effect the minimum liability insurance required by the State of Missouri.

FISHING

• All persons fishing at Pinnacle Lake are subject to Missouri Conservation Laws.
• You must have a current fishing license.  A Conservation Agent patrols Pinnacle Lake.
• Size limits as laid out in “WILDLIFE CODE OF MISSOURI” shall be observed.  (Available where fishing permits are sold.)
• No trotline, jug or limb fishing is allowed. (class 2)
• No fishing from the swimming dock or in the swimming area. (class 2) 
• Shore or bank fishing is allowed on common ground shoreline, main boat docks or on your own lake front property.  DO NOT TRESPASS on private lots

CAMPING

• Registration Request Form for camping trailers, pop-ups or RV’s is required prior to use.
• Title must be in the name(s) of the person whose name(s) appears on the deed to the property.
• Allowed on your own property or in designated camping areas.      
• Tents and pop-up trailers must be folded and lowered when not in use.
• Living in a camper or RV is not allowed
• Camping trailers, pop-ups, or RV may be stored on owners’ lot on a permanent basis
• Limit One (1) camper shall be permitted per lot.  (class 2)
• Camping on private lots must be a minimum of 10 feet inside property lines.
• Any camping in the campground requires registration with PLE staff and permit displayed in vehicle windshield at all times
• Camping at campground is limited to 2 consecutive weeks maximum

GUESTS

• Must obey all rules and regulations of Pinnacle Lake Estates.
• Guest Campers must be approved by board prior to arrival (class 3)
• Guest Campers are limited to 2 consecutive weeks maximum.
• Lot owner will be responsible for any damages or fines caused by guest

MISCELLANEOUS

• Cutting of trees is allowed only on your own property or with WRITTEN permission of the lot owner. (class 2)
• Please observe and obey all signs including NO PARKING within the boat launch area.
• No person shall bury, dump, or otherwise dispose of any items on the property, including but not limited to garbage, debris, human waste, hazardous or toxic materials, vehicles, vehicle parts, or machinery. All waste must be removed from the property and disposed of in accordance with applicable laws and regulations (class 1)
• No new private road or access route of any kind may be built or established that allows entry into Pinnacle Lake Estates. The only permitted points of access shall be through the Main Gate, North Gate or the Trails Gate . All other access is expressly prohibited. (class 1)
  
• All rules not otherwise stated are a class 4 violation.
• Please note that the Board of Trustees of Pinnacle Lake Association are authorized by the By-Laws and the Covenants, Restrictions and Trusteeship to Pinnacle Lake Estates to establish and enforce the Recreation Rules and Regulations for the use of the recreational facilities, the lake and recreational vehicles.  This listing of specific violations may not be all inclusive. These Recreation Rules & Regulations may be revised as deemed necessary at the sole discretion of the Board of Trustees.  Please familiarize yourself with the By-Laws and Covenants of PLE.  Copies can be obtained from the Office or any Board member. 

Revised Recreation Rules & Regulations
Board Approved 12/6/25

FINES, Violations, and Penalties

Pinnacle Lake Estates Association
102 Skyline Drive South
New Florence, MO  63363

The following fine structure was approved April 4, 2009 at the monthly Board Meeting by a majority of the Board of Trustees.

Violation of the following areas of the Rules & Regulations shall be a class 1 violation:

• Personal watercraft Must be equipped with a KILL SWITCH to shut off the motor when the rider falls off.  VIOLATION of this rule will result in restriction from the lake and cancellation of registration of the watercraft.
•  use of firearms, whether for hunting, target shooting or otherwise on common grounds of PLE.
• use of firearms, whether for hunting, target shooting or otherwise on any lot smaller than 3 acres 
• BB guns and air rifles are to be treated as true firearms
• All Missouri hunting requirements must be followed
• No motorized vehicle is allowed on the beach, picnic area or on the front or back face of the dam.
• Open fires on common ground are allowed only in designated areas at the pavilion and unattended campground.  No fires are allowed at any time.  NO FIRES ARE ALLOWED ON THE PINNACLE.
• No new private road or access route of any kind may be built or established that allows entry into Pinnacle Lake Estates. The only permitted points of access shall be through the Main Gate or the North Gate. All other access is expressly prohibited
• No person shall bury, dump, or otherwise dispose of any items on the property, including but not limited to garbage, debris, human waste, hazardous or toxic materials, vehicles, vehicle parts, or machinery. All waste must be removed from the property and disposed of in accordance with applicable laws and regulations

Violation of the following areas of the Rules & Regulations shall be a class 2 violation:

• No glass containers are allowed in the picnic area, on the beach, at the pavilion or volleyball areas.
• State Laws will be observed regarding drinking of intoxicating beverages by minors
• Required liability insurance is required on all motorized boats, side by sides, ATVs, mini bikes, and personal watercraft
•  State registration required on all motorized boats and watercrafts
• 7’ flag attach to land vehicles
• Maximum of 2 motorized boats per primary lot
• Speed limit of 5 MPH will be observed in cove areas marked by “NO WAKE” buoys
• Maximum size 60HP for motorized boats.
• Maximum size 55 HP for personal watercraft.
• Observe rules for safe boating as described in the MISSOURI WATERCRAFT MANUAL.  For example:  Sailboats have the right-of-way.  Operator shall abide by Missouri law when operating watercraft.
• Movement (Boating, Skiing, etc.) shall be counter-clockwise around the Pinnacle and all islands.  KEEP THE ROCK TO YOUR LEFT.
• No skiing within 150 feet of the main boat docks and swimming dock.
• Proper headlight(s) and tail light(s) as per MO State Law
• No trotline, jug or limb fishing is allowed.
• No fishing from the swimming dock or in the swimming area.
• Motorized land vehicles (side by side, ATV’s, mini-bikes, etc.) are not allowed on private property other than your own without the WRITTEN consent of the lot owner.
• Cutting of trees is allowed only on your own property or with WRITTEN permission of the lot owner.

Violation of the following areas of the Rules & Regulations shall be a class 3 violation:

• Pets are not permitted at the pavilion, on the beach, picnic area or swimming area
• Beach and picnic areas are closed from 10:00 p.m. to 6:00 a.m.
• An adult lot owner must supervise all picnics and/or parties on common grounds.
• Trash Dumpsters are provided for Association members only at the boat-dock and picnic area.  They are for normal trash only and are not to be used for tires or car parts of any kind, batteries other than household type, hazardous waste, concrete or bricks, thick or heavy metal items, all appliances including TV’s, furniture, boats, lawn mowers, lawn chairs, BBQ pits, fluid drums of any size, ETC.  Trash must be put in the dumpsters.  Drivers will not pick up scattered waste.
• Allowed on the main section of the lake ONLY.  Do not ski past the ‘NO WAKE” buoys
• PLE registration is required on all motorized boats, side by sides, ATVs, mini bikes, and personal watercraft
• Any camping in the campground requires registration with PLE staff and permit displayed in vehicle windshield at all times
• Must have spark arresters & proper mufflers
• Guest Campers must be approved by board prior to arrival

Violation of the following areas of the Rules & Regulations shall be a class 4 violation:

• All rules are a class 4 violation unless specified elsewhere

Violation of the following areas of the Rules & Regulations shall be a Class 1 violation with an immediate fine of $300.00 plus any additional costs for repair.

• Any type of destruction to PLE property.
• Any person caught altering or damaging PLE gates.
• Any person caught altering or damaging PLE security cameras.

 Revised 1/2026; JA